there's a reason for everything

Instead of talking plus plus thinking about bad things

i need to talk and think about good things and the things that i love.

It's the only way to invite in the good  :)

just sitting back and pulled myself into my own world

reminiscing all the past chapters of my life

that could make me stronger than before. yeah i did it.

CRAVE A SMILE BABY :))

single sadness

hello people

what's making you down ?

yess. single sadness.

it's a risk of depression

yess again

i've been through this kind of depression

it damage my relationship with others

sabotage my study

huge knock-on effect on my health

it makes me want to hide away from the world

and it withdraw me from my beloved friends  :'(

it's all about LOVE

i make a mistake again

tied up into a relationship

to cover up the loneliness

the words LOSER burden my mind

scratching for an idea to avoid it

lessons learned

don't you dare to be in a relationship with others

if your heart does not ready for it

it might hurt yourself cause

you have the title but it doesn't mean anything

and the silence will hurt you more

and you are not really into that "i'm falling in love" feelings. 

yeah, it is not right

HOMELESS

pity me

my life was a little chaos and horrible recently

i have nowhere to go

seeking help for a little space to live on

i don't even care if i have to stay at the hall or whatever. hmph  *sigh

who are willing to lend a hand to me when i was homeless for shelter?  :'(

i love these babies

eeiiiii. geram nya kat kitties2 nih. cute isn't it.

okay mari cekik dia sebab comel sangat. hah

MONEY MESS ? are you in it?

taking a test to see if i'm living a happily lifestyle on a shandy budget.  :D

hey, you should figure it out too. *winking

1.  Do you ever struggle to pay the basics, such as your mortage and bills?
   a.  No, never
   b.  Sometimes, for instance after shopping or a big holiday
   c.  Yes, frequently.  I'm always getting final demands


2.  Do you know how much money is in your current account right now?
   a. Yes, to the nearest RM50
   b.  Yes, to the nearest RM100
   c. I have no idea, I really try to avoid thinking about it


3.  When your bill comes through, you:
   a. Always pay it all off
   b. Usually pay it all off
   c. Only pay the monthly minimum


4.  You've had a nightmare day at work and feel in need of a treat. What do you choose?
   a. A new nail polish
   b. A new top
   c. A divine little designer something - well, you certainly deserve it.


5.  How do you pay for holidays?
   a. Save up beforehand
   b. Book it, then pay off the balance before you go
   c.  Put it on the credit card and worry about it later.


6.  The week before payday feels:
   a. Just the same as every other week
   b. A bit of a struggle, you have to cut back your spending
   c. Like a total nightmare, you always have to borrow from friends or use credit


7.  You realise that impulse buy was a mistake. You:
   a. Try to sell it to a friend or on eBay
   b. Try to see if the shop will let you exchange it for something else.
   c.  Shove it to the back of your wardrobe along with your other shopping blunders.


8.  When your monthly bank statement arrives, you:
   a. Check it carefully, then file it.
   b. Have a quick glance through
   c. Leave it on the doormat. Why depress yourself?


IF YOUR ANSWER ARE:

MOSTLY AS
You've learnt the golden rule of money management - it's not how much you've got, it's how you handle it.  It's likely that when you were younger, your parents taught you sensible spending and saving habits by giving you a monthly allowance.  You always make sure there's enough to cover the essentials and you forward-plan for holidays.  You're in the perfect position to build up a financial cushion.


MOSTLY BS
While you're not in dire straits, you're never totally in control of your cash.  Unplanned expenses, such as car repairs, send you into money meltdown, but setting aside about RM150 every month in an emergency fund will help you meet these expenses.  You can never resist the odd impulse buy, so ditch your store cards for a single credit card. You'll pay less interest and it'll be easier to keep track of your expenses.  Get into the habit of saving up for treats. After all, the less you pay in interest, the more you'll be have for fun.


MOSTLY CS
But you're not the only one. In a recent survey, 52% of women admitted to haphazard finances.  You need to prioritise - your mortage, tax and utility bills are more important than your fashion buys.  Contact your creditors and explain you're having trouble paying.  Agree an amount to repay each month.  Then draw up a budget of all your incomings and outgoings and see where you can cut back.


by Beth Gibbon.

kesimpulannya
bdasarkan jawapan, kira aku ni 50-50 lahh.  hee  :)
biasalah. sebagai seorang student,  memang masalah kewangan mesti ada punya lah.
tak payahla nak tipu.. lainlah bagi anak-anak orang kaya kann..
tapi tak jugak, manusia ni memang tak pernah puas, dan tak pernah cukup..
nak lagi, nak lagi, nak lagi. sampai berlebih-lebih pun nak jugak demand macam- macam lagi..
tapi apa boleh buat, pandai-pandai sendiri lah nak handle duit tu macam mana.

syukur alhamdulillah

ALHAMDULILLAH

finally

result dah pun keluar

SYUKUR KE HADRAT ILAHI

this semester 

i've got DEAN LIST again

firstly rasa nak menangis tengok result

macam tak percaya jugak.

i've no idea how can i got those great results

thanks for my family support.

thanks to my love also 

we've challenged,and you raise my spirit.

and i WIN baby :)

thanks to my friends also.

helping me out all the way

THANK YOU.